Farmers Get It...
You Plant Seeds In the Spring & “Can” In the Fall
So You Can Eat ALL Winter!

Here’s How To Apply This Wise Rule To Your Retirement Strategy

I’ll get right to the point.  Spring is over!  You know that already and you don’t need a reminder that you’re aging.  But the farmers have this one right.

When it’s harvest time (a.k.a. time to make your nest egg work for you), you must preserve your crop, protect it, and make it last.  That’s what retirement income planning is all about.

With that analogy in mind, I can’t help but point out to you that, believe it or not, many Americans near or in retirement continue to plant as if it were spring because they don’t understand the intricate difference between saving and investing. This is, in my opinion, a HUGE mistake.

Investing (planting) in the stock market is for those with money that they can expose to risk who already have their living expenses guaranteed* by a source of income that they cannot outlive.

Saving (canning) through the use of a “personal pension” vehicle is for those who MUST put that guaranteed* source of income in place to meet their living expenses (possibly a.k.a. YOU). There’s an intricate difference between investing and saving and if you’ve never taken the time to really look at which one you’re doing at this stage of your life, take a look at this video.

Knowing the difference may have a significant impact on the financial decisions you are making now that you are approaching or already in retirement.

Why do you need to know?

Because being more of one than the other can be a dangerous thing if you are a retiree or about to become a retiree.

You’ll see for yourself  the very important differences between “return,” “income,” and “cash flow.”  EVERY RETIREE should understand the differences before they make any decisions about what they’ll do with the money they depend to live on in retirement.

You’ll see the differences between how an investor thinks and how a saver thinks, plus:

• How you may secure GUARANTEED* income with certain annuity products that you cannot outlive, even if you live to be 120 or older

• How you can spend with greater confidence in your retired years so you won’t be concerned about running short of money (because with this strategy, you WON’T run short of money!)

• The BIG difference between 6% return (which is what some people unfortunately focus on), 6% income, and 6% cash flow and which one may help you achieve a happier and more confident retirement.  NOT understanding this important concept could be reducing some Americans’ retirement income unnecessarily

Watch the short video here to make sure you really are “canning” so you can eat all winter … even if winter lasts FOREVER!

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